Freo

Digital Gold, UPI, Insurance, Loans, Fixed Deposits, Credit Score, Credit, Pay

Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.

Unlock flexible loans, invest in digital gold, secure insurance, & enjoy fast UPI payments - all in one app! Manage your money better - get Freo & power up your finances⚡️

- Buy Digital Gold– Start with Just ₹10!

• Invest in 24K gold?

• No hassle of physical storage

• Buy & sell anytime, anywhere

?️ Insurance with Freo Care

• Get curated insurance planss

• Coverage for vector-borne diseases like Malaria & Dengue

• Daily cash benefits for hospitalization

• Comprehensive vehicle insurance ? ?

• Women-centric health plans ?‍♀️

• Pet insurance ?

• Secure your valuables? & big purchases ?

- Fixed Deposits – High-Return Rates

• Instantly book FDs from ₹1,000/- with returns up to 9%*

• Flexible tenures to suit your needs

• Choose from trusted banks & institutions

Freo 's products are designed to help you get started with ease. Haven't explored them yet? Start small, start now, and experience the difference for yourself!

Scan & pay across India with Freo UPI ??

Freo UPI is fast, safe, secure, meets all your payment, investment, insurance & banking needs

Freo UPI allows you to:

• Money Transfer with BHIM UPI

• Check Bank A/c Balance

• Manage Multiple Bank A/c in Freo app

• Save beneficiaries

• Offline Payments (Pay via QR Code at local stores, kirana, food, medicines etc.)

• Online Payments (food-grocery orders, shopping, travel bookings)

• Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)

• Pay your utility bills (Gas, Electricity, Water etc.)

• Buy/Renew Insurance Policies

• Use Credit on UPI powered by Rupay Credit Cards

?Borrow flexibly with Freo (formerly MoneyTap)

A Personal Loan with Freo stands out with fast & smooth experience, great loan offers and from trusted partners.

Best Features

● Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)

● Pay interest only on the amount you use

● Instant loans with no collateral risk

● Fast, digital & paperless process

● Flexible EMIs

● Top-up loans

Loan Terms:

● Amount: ₹3,000 to ₹5 lakhs

● Interest: 12% to 36% per annum

● APR: 10% to 70%

● Tenures: 3 to 36 months

● Low processing & setup fees

For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:

- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360

- Setup fee of ₹999+GST = ₹1181/- to be paid upfront

- Interest = ₹7,181

- EMI = ₹8,932

Total amount to pay = ₹1,10,725/-

*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% pa

Our Lending Partners:

→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)

https://bit.ly/46KNzh9

→ Incred Capital Financial Services Pvt Ltd

https://bit.ly/3eTT0op

→ Kisetsu Saison Finance (India) Private Limited

https://bit.ly/FreoCS

→ Cholamandalam Investment and Finance Company

https://bit.ly/Cholamandalam

→ Transactree Technologies Pvt Ltd

https://bit.ly/3UkU5WJ

→ Tapstart Capital Pvt Ltd.

https://bit.ly/3qOUeEc

Our Partners:

→ YES Bank - YES Bank Ltd.

→ Equitas SFB - Equitas Small Finance Bank

→ Lendbox - Transactree Technologies Pvt Ltd

→ Liquiloans - NDX Financials Services Pvt Ltd

App Permissions

SMS: to verify Phone number for registration

Location: a requirement by NPCI for UPI transactions

Contacts: for phone numbers to send money to & numbers to recharge

Camera: to scan QR code

Storage: to store scanned QR code

Photos, Media, Files: to upload & read the QR code

Accounts: to pre-populate email ID while signing up

Call: to detect single vs dual sim & let user choose

Microphone: to carry out KYC video verification

Contact: [email protected]